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a man holding the keys to his new car

So What’s the Difference Between Buying and Leasing a Car?

There’s more than one way to drive away from Valley Subaru of Longmont in a new car. Part of our job is helping you determine which option makes the most sense for your needs and your budget. On the one hand, you can purchase a car straight away, either with or without the help of financing. The other option is to lease. Both approaches offer unique advantages, and we encourage all of our buyers to spend some time thinking about the method that makes the most sense for them. The Advantages of Leasing a Car When you lease a car, you’re effectively renting it. Typically, the monthly payments are a bit lower when you lease as opposed to when you buy. You also never run the risk of winding up “upside down.” In other words, you’ll never be in a position where you owe more than what the car is worth. Because a lease term is usually fairly short — between one and four years — you won’t have to make as many repairs to the vehicle. If you do, the majority could be covered under warranty. Another upside to short lease terms is that you’ll get to drive a new car more often, potentially upgrading to a new model once every year or two. The Advantages of Buying a Car There are advantages to actually purchasing your vehicle as well. When you’re done paying off the car, you’ll actually own it. By contrast, when you lease, you never actually own the car. Since you own the vehicle, you are free to make whatever modifications you need and also to trade or resell at any time. Because you’re building up equity in your vehicle, you’ll probably end up paying less money over the long term than if you leased. There are plenty of financing options available to help make your purchase affordable, if that’s the route you choose. Learn More About Your Financing Options in Longmont, CO As you can tell, there are definite strengths to both approaches. Whether you’d like to learn more about financing or leasing, the finance team at our dealership in Longmont, Colorado, is here to provide transparent, upfront information. Contact us to learn more.

Valley Subaru Loves to Care

As many of you know, Subaru of America has a lot of amazing programs out there to help our local communities, including Subaru Loves the Earth, Subaru Loves Learning, Subaru Loves Pets, and Subaru Loves to Care. These are national programs that allow dealers to implement their own local twist by partnering with organizations in our own communities. We love opting in to these programs as a way to supplement the other local community events that we support throughout the year. We just finished up Subaru Loves to Care, a partnership with LLS (the Leukemia and Lymphoma Society). During this promotion, we collect "Messages of Hope" in the form of hand written cards from our employees and customers. We then deliver all of these cards, along with blankets to blood cancer patients in our community. Those undergoing treatment for Leukemia and Lymphoma are often cold, so our hope is that the blankets will keep their bodies warm and the cards will brighten their day. To make this happen, we partnered with Longmont United Hospital so that the blankets and cards could be handed out to their patients in the Hope Cancer Center. Thank you so much to the staff at Longmont United who helped us get these donations into the right hands! We extend our gratitude to all of our customers and employees who took the time to write out some thoughtful cards! Stay tuned for information on our next "Subaru Loves..." program! We'll have more ways for you to stop by the dealership and help the local community!

Pre-approved car loans

Here’s How to Apply for a Subaru Loan

After finding the new Subaru that fits you, there are a few ways to make it yours. You can either lease, buy the vehicle outright by paying in full, or finance. If you opt for the latter, you’ll have to take out a loan. Here’s how that works. How Do I Apply for a Car Loan? Pre-Approved Loans A pre-approved loan may be a good choice if you want to know your limits. If you have weaker credit, a pre-approved loan will let you know right away what kind of car you should look for and what range you can afford. It’s also a great way to get in and out of the dealership quickly. Apply for Financing Through the Dealership Every dealership will have lenders they work with, and we’re no exception. If you’re willing to wait, we’ll find you the best rate for your specific circumstances. Dealerships want to find you a great deal, which means they may throw in a few extra discounts to reach your target monthly payment. Some makes, such as Subaru, may offer manufacturer financing through a specific lender. The Subaru Motors Finance program works directly with Chase Bank, and all financing will come through them. It’s likely the quickest way to finding financing for your vehicle. This program offers discounts for being a recent college graduate or an active military member. It also has a certified pre-owned program, as well as a certified trade-in program. Whether you apply for a loan through the bank or dealership, the information you need to be approved is relatively the same. It typically includes: Contact information Income Employment Banking details A credit report Once you submit the application, there will be a waiting period for approval. Get Approved for a Subaru in Longmont, CO The associates in the Valley Subaru of Longmont Finance Center are here to help. Getting started is as easy as filling out our online credit application. If you have questions, feel free to contact us at our dealership in Longmont, Colorado.

2019 Subaru Outback

The 2019 Subaru Outback: Go Places You’ve Never Dared to Go Before

There’s a reason that 98% of Subarus that were sold 10 years ago are still cruising on the road today — Subarus are simply built to last. The 2019 Subaru Outback is no different — this car sports sleek design without sacrificing the ruggedness and versatility that’s made the Outback such a treasured line. If you’re interested in the new Subaru Outback, continue to read our model overview below. Otherwise, come browse our impressive inventory of new Subaru cars at our showroom in Longmont, Colorado. Highlights of the 2019 Outback Performance The 2019 Outback comes available with two choices of engines — a 2.5L 4-cylinder engine capable of providing 175 horsepower, or a punchier 256-horsepower, 3.6L 6-cylinder engine. Both engines sport a horizontal layout, which affords the Outback a lower center of gravity and, by proxy, a smoother ride. When it comes to handling, the new Outback seeks and succeeds to impress its drivers. Each 2019 Outback comes equipped with Subaru’s Active Torque Vectoring technology, which automatically senses steering and braking inputs to help provide sharper, more agile handling. Additionally, thanks to its 8.7” of ground clearance, the Outback is capable of conquering any terrain you throw at it. This impressive durability is only bolstered thanks to X-Mode, which incorporates hill-descent control to help you safely traverse steep grades. Safety With its impressive suite of new safety technologies, the Outback is as reliable as it is powerful. Each 2019 Outback comes equipped with Subaru’s EyeSight technology, which assists drivers in a variety of ways. Not only does EyeSight monitor traffic movement, optimize cruise control, and warn you when you’re veering out of your lane, but its application of Pre-Collision Braking has proven to reduce rear-end collisions by 85%. This car also comes available with Blind Spot Detection, as well as Rear Cross-Traffic Alert technology. Blind Spot Detection will alert you if cars are approaching from your blind spots, while Rear Cross-Traffic Alert will warn you if it detects cars approaching from either side as you back up. Reverse Automatic Braking is also available on this model, which will automatically apply the brakes if it detects you’re about to back into something. As an added bonus, each 2019 Outback comes standard with a rear backup camera, as well. Test Drive the 2019 Subaru Outback in Longmont, CO The rugged versatility of the 2019 Subaru Outback is waiting to be experienced firsthand at our showroom in Longmont, Colorado. Browse new Subaru cars for sale, and also make sure you look at our new Subaru specials before you visit. We hope to hear from you soon.

Subaru Crosstrek forest

The 2019 Subaru Crosstrek Already Has an Enduring Reputation

The 2019 Subaru Crosstrek is a fresh addition to a line of SUVs that are famous for their safety, ruggedness, and sporty looks. With its sleek styling, versatile exterior features, and extensive safety and entertainment technologies, it’s clear that the 2019 Subaru Crosstrek has been engineered for a long and lasting life on the road. If you’re interested in the new Subaru Crosstrek, please continue reading our model overview below. Otherwise, come see it in person at our showroom in Longmont, Colorado. Introducing the 2019 Subaru Crosstrek Design Each Crosstrek has a body structure built from high-strength steel, allowing for both increased durability and reduced noise from vibration to make your ride a smooth one. Subaru’s Vehicle Dynamics Control (VDC) with Active Torque Vectoring — standard on every trim — helps provide responsive and effective handling when going around tight turns and bends. Performance The 2019 Subaru Crosstrek comes standard with the renowned Subaru BOXER engine, which provides performance capabilities of up to 152 horsepower and 145 lb.-ft. of torque. The Crosstrek line has always been famous for its fuel efficiency, and the 2019 model is no different. Thanks to their powerful engines and incorporation of CVT technology, base models of the 2019 Crosstrek post an estimated combined fuel economy of 30 mpg. Safety Subaru has always been a brand that’s dedicated to making our time on the road as stress-free and safe as possible. That’s why Subaru’s EyeSight™ Driver Assist technology is standard on the 2.0i Limited and available on the 2.0i Premium models. This suite of features monitors traffic movement, optimizes cruise control, and warns you when you’re moving out of your lane. Also available with the 2.0i Limited and Premium models is the updated Subaru StarLink Safety and Security system which keeps your 2019 Subaru Crosstrek safe, regardless of location. Featured on this system are tools such as Advanced Automatic Collision Notification and Remote Engine Start with Climate Control, both of which allow you to keep tabs on and interact with your Crosstrek from your mobile device. The 2019 Subaru Crosstrek also comes standard with a 6.5” touchscreen infotainment system. While already equipped with Apple CarPlay™, Android Auto™, and Pandora Integration, the Crosstrek’s infotainment system also comes available with handy tools like TomTom™ on-screen navigation and SiriusXM™ All Access Radio. Test Drive the 2019 Subaru Crosstrek in Longmont, CO The sleek stylings and versatile performance capabilities of the 2019 Subaru Crosstrek are waiting to be experienced first-hand at Valley Subaru of Longmont. Come pick out your favorite trim from our inventory of new Subaru cars for sale in Longmont, CO.

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